by Ronald H. Krupa | Auto, Home, Insurance, Life Insurance, Safety, Tips
Spring is finally here, and while we’re all looking forward to blooming flowers and warmer days, the “thaw” brings a hidden risk to your doorstep: water damage. As an independent insurance agency, we see a massive spike in water-related claims every April....
by Ronald H. Krupa | Auto, Insurance
Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts, wheel damage, alignment issues, or even suspension problems. But many drivers aren’t sure whether their insurance covers...
by Ronald H. Krupa | Insurance, Tips
Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
by Ronald H. Krupa | Insurance, Tips
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Before the...
by Ronald H. Krupa | Business, Insurance, Tips
Selecting the appropriate amount of business insurance coverage is crucial for safeguarding your company against unforeseen events. Insufficient coverage can leave your business vulnerable to financial losses, while excessive coverage may lead to unnecessary expenses....
by Ronald H. Krupa | Homeowners, Insurance, Renters Insurance, Tips
An escrow account, also known as an impound account, is a financial arrangement commonly used in the context of home insurance and mortgage payments. It serves as a designated account that holds funds to cover specific expenses related to homeownership. Here’s...
