For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected.
In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.
A standard homeowner policy protects you against:
- Smoke Damage
- Falling Objects
- Weight of Ice and Snow
- Theft of personal property
Damages that are EXCLUDED from your standard homeowner policy:
- Water Backup/Sump Overflow