by Ronald H. Krupa | Auto, Business, Homeowners, Insurance, Life Insurance, Renters Insurance, Safety, Tips
When you are shopping for insurance, it is tempting to head straight for the “Sort by: Lowest Price” button. We get it—nobody wants to spend more on premiums than they must. However, in the insurance world, price is rarely the best indicator of value. Two...
by Ronald H. Krupa | Auto, Business, Insurance, Life Insurance, Maintenance, Renters Insurance, Safety, Tips
We’ve all seen the flashing lights in the rearview mirror and felt that immediate pit in the stomach. While the fine for a speeding ticket is a one-time hit to your wallet, the real cost often shows up later in your monthly auto insurance bill. As an independent...
by Ronald H. Krupa | Auto, Home, Insurance, Life Insurance, Safety, Tips
Spring is finally here, and while we’re all looking forward to blooming flowers and warmer days, the “thaw” brings a hidden risk to your doorstep: water damage. As an independent insurance agency, we see a massive spike in water-related claims every April....
by Ronald H. Krupa | Auto, Home, Safety, Tips
As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
by Ronald H. Krupa | Auto, Insurance
Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts, wheel damage, alignment issues, or even suspension problems. But many drivers aren’t sure whether their insurance covers...
by Ronald H. Krupa | Auto, Safety, Tips
April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...
