by Ronald H. Krupa | Auto, Home, Insurance, Life Insurance, Safety, Tips
Spring is finally here, and while we’re all looking forward to blooming flowers and warmer days, the “thaw” brings a hidden risk to your doorstep: water damage. As an independent insurance agency, we see a massive spike in water-related claims every April....
by Ronald H. Krupa | Auto, Home, Safety, Tips
As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
by Ronald H. Krupa | Auto, Insurance
Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts, wheel damage, alignment issues, or even suspension problems. But many drivers aren’t sure whether their insurance covers...
by Ronald H. Krupa | Insurance, Tips
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Before the...