Water Safety: How to Stay Safe in Pools, Lakes, and Oceans

Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool, lake, or ocean, it's important to be aware of potential hazards and to take steps to stay safe. Here are some tips for...

Things Your Home Policy Does Not Cover and What to Do

While home insurance is a valuable safeguard for your property, it's essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover flood...

RV Insurance – Weather and Driving Conditions

RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that your trip will be a smooth experience.  As your...

April is Distracted Driving Awareness Month

April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...

The Ripple Effect: How a DUI Can Impact Your Insurance Rates

Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...

Understanding Different Types of Auto Insurance Policies

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. 1. Liability...

Space Heater Safety

In the chillier months, space heaters become a go-to solution for warming up specific areas in our homes. While these portable devices offer convenience and immediate heat, it's crucial to prioritize safety to avoid potential hazards. A cozy evening by the space...

Christmas Light Safety Do’s and Don’t

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...

Holiday Cooking Safety

The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an average of 455 occurring every day. Thanksgiving,...

Smoke Alarm and Carbon Monoxide Safety Tips

While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...