What Is an Escrow Account?

An escrow account, also known as an impound account, is a financial arrangement commonly used in the context of home insurance and mortgage payments. It serves as a designated account that holds funds to cover specific expenses related to homeownership. Here's how an...

How to Renew Your Renters Insurance Policy: Tips and Best Practices

Renewing your renters insurance policy may not be at the top of your to-do list, but it's an important step in maintaining your financial protection. Here are some tips and best practices to follow when renewing your renters insurance policy: Start Early: Don't wait...

The Top Factors to Consider When Choosing a Renters Insurance Company

Renters insurance is a vital investment that protects your personal belongings and provides liability coverage. However, choosing the right insurance company can be overwhelming, especially if you need to familiarize yourself with the process. Here are some factors to...

Why It’s Important to Replace Your Roof for Your Homeowners Insurance

Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential...

Why Regular Gutter Cleaning is Essential

Your home's gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and foundation, preventing potential structural issues and costly repairs. However, for gutters to function effectively, they...

How to Dog-Proof Your Car

One of our favorite nice weather activities is to get in the car, roll down the windows and hang your head out the window while you go for a ride. We’re talking about your dog of course! Unfortunately, dogs can be ruff on your car. Riding around in cars with dogs...

Water Safety: How to Stay Safe in Pools, Lakes, and Oceans

Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool, lake, or ocean, it's important to be aware of potential hazards and to take steps to stay safe. Here are some tips for...

Things Your Home Policy Does Not Cover and What to Do

While home insurance is a valuable safeguard for your property, it's essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover flood...

RV Insurance – Weather and Driving Conditions

RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that your trip will be a smooth experience.  As your...

April is Distracted Driving Awareness Month

April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...