April is Distracted Driving Awareness Month
by Ronald H. Krupa | April 11, 2024 | Auto, Safety, Tips | 0 Comments
April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...
The Ripple Effect: How a DUI Can Impact Your Insurance Rates
by Ronald H. Krupa | March 14, 2024 | Safety, Tips | 0 Comments
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...
Understanding Different Types of Auto Insurance Policies
by Ronald H. Krupa | February 21, 2024 | Safety, Tips | 0 Comments
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. 1. Liability...
Space Heater Safety
by Ronald H. Krupa | January 10, 2024 | Safety, Tips | 0 Comments
In the chillier months, space heaters become a go-to solution for warming up specific areas in our homes. While these portable devices offer convenience and immediate heat, it's crucial to prioritize safety to avoid potential hazards. A cozy evening by the space...
Christmas Light Safety Do’s and Don’t
by Ronald H. Krupa | December 7, 2023 | Safety, Tips | 0 Comments
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...
Holiday Cooking Safety
by Ronald H. Krupa | November 8, 2023 | Insurance, Safety, Tips | 0 Comments
The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an average of 455 occurring every day. Thanksgiving,...
Smoke Alarm and Carbon Monoxide Safety Tips
by Ronald H. Krupa | October 18, 2023 | Safety, Tips | 0 Comments
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
Can I Buy Life Insurance on My Elderly Mom or Dad?
by Ronald H. Krupa | September 18, 2023 | Safety, Tips | 0 Comments
If your parents don't have an insurance policy or the funds to pay their own way in their later years, you can buy life insurance for your parents yourself, assuming they’re on board and can qualify for coverage. Supporting your aging parents up until and including...
Outdoor Safety: How to Prepare for and Respond to Natural Disasters During the Summer
by Ronald H. Krupa | August 14, 2023 | Safety, Tips | 0 Comments
Summer is a wonderful time to enjoy outdoor activities, but it's also a season when natural disasters like wildfires, hurricanes, thunderstorms, and heat waves can occur. Being prepared and knowing how to respond to natural disasters is crucial for outdoor safety...
Navigating the Seas of Protection:
by Ronald H. Krupa | July 14, 2023 | Safety, Tips | 0 Comments
A Comprehensive Guide to Boat Insurance Ah, the open waters! There's something truly liberating about setting sail and exploring the vast expanse of the ocean. But with the freedom of owning a boat comes a responsibility to protect your vessel and those aboard. That's...